The Rate At Which Water Flows Out Of A Pipe What You Need to Know About Frozen Water Pipes

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What You Need to Know About Frozen Water Pipes

You have known the scientific formula since school age: frozen water expands. So imagine what happens in your home plumbing when it gets super cold. The water in the pipe becomes frozen and as the water expands, the water pressure increases. Higher water pressure eventually leads to burst pipes, which of course causes water damage to your home that you don’t even want to think about.

Below, find six truths about burst water pipes and related home damage.

From the homeowner’s insurance claims file:

• Among the main causes of material damage during the winter are frozen and broken pipes.

• 37 percent of pipe damage from frozen water comes from the basement or lower level of the home.

• Property damage from burst water pipes is known to be very expensive, often exceeding the $5,000 mark.

• The freezing point of water is thirty-two degrees Fahrenheit.

• In general, a standard home insurance policy does not protect against damage caused by burst pipes.

For homeowners, landlords and renters, make sure water pipes are inside unheated areas. Places like the attic, crawl space, or exterior walls that bear the brunt of winter’s wrath increase the risk of burst pipes. While a plumber could re-pipe in warmer areas of the house, the job may not always be a feasible endeavor.

So here are other ideas brought to you by the insurance guys on how to minimize the associated risks.

Six ways to prevent water pipes from bursting in cold weather

1. Place insulation around pipes to prevent freezing.

2. Seal the external holes and those in the foundations of the structure with chalk.

3. Open the kitchen and bathroom cabinets so that the home heat can circulate thoroughly.

4. Allow a slow flow of water from the faucets to the sink when the weather turns extremely cold.

5. If you go on vacation, don’t leave the heat in the house low enough to cause the pipes to freeze.

6. Consider draining your water system before going on vacation. To do this, close the main valve and open the water taps; turn off when the water stops flowing.

To find out if your home has the right coverage for your individual liability risks, have an experienced, independent agency review your policy. By educating yourself about your auto, business, home and life insurance needs, you become your own insurance advocate.

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